Protection Consultation Services
We work with over 7 providers to secure the best value across mortgage protection, life insurance, serious illness and income protection. We don’t only sell — we explain what works best for you and why.
WHY WOULD YOU GET A PROTECTION CONSULTATION?
A protection consultation helps you safeguard your family, income, and lifestyle against unexpected events like illness, accident, or loss of income. With expert advice, you get the right cover in place for complete peace of mind and long-term financial security.
Mortgage Protection
A life insurance policy designed to clear your mortgage if you pass away during the term. The balance reduces in line with your mortgage, ensuring your family and home are protected. Essential for all mortgage holders and first-time buyers.
Term Life Insurance
Provides a lump-sum payout if you pass away within a chosen term. Ideal for protecting your family, replacing lost income, covering debts, or leaving financial security for loved ones. Flexible cover amounts and durations to suit every stage of life.
Pension Term Insurance
A cost-efficient life cover option linked to your pension. Premiums may qualify for tax relief, making it a smart way to maximise protection while reducing cost. Suitable for PAYE workers, company directors, and business owners.
Income Protection
Replaces up to 75% of your income if you cannot work due to illness or injury. Ensures your essential bills and lifestyle are protected during long-term absence. Tax relief reduces the cost significantly, making it a core financial safety net.
Executive Income Protection
Designed for company directors and key employees, allowing the company to pay the premiums as a business expense. Provides comprehensive income replacement at a corporate level with added tax efficiencies.
Directors / Key Person Insurance
Protects the business if a key director or employee becomes seriously ill or passes away. Helps cover financial loss, replace skills, and maintain business stability during critical periods. Essential for companies relying on core individuals.
Serious Illness Cover
We structure business transfers in a tax-efficient way using available reliefs.
APays a tax-free lump sum if you are diagnosed with a specified major illness such as cancer, stroke, or heart disease. Helps cover medical expenses, income gaps, and lifestyle changes while you focus on recovery.
Work with trusted financial experts in Ireland who help your money grow smarter, stronger, and further for your future.
